I would like to thank everyone for their input!
Skipped the wetsuit once in the Keys because the water was so warm, the BC took a couple of layers of skin off so it’s not just thermal protection! Yeah I learned the very well this weekend so I have decided that I am pretty much going to wear the diving skin when im diving in water above 80 and below 80 I am going to start looking into a good wetsuit. But for now I have to finish paying for my gear so it will have to wait till that’s done.